SÃO PAULO, BRAZIL – Fernando Albuquerque, 32 years old, has been looking for a permanent job for the past eighteen months. While he looks, Albuquerque continues to accept odd jobs at construction sites or remodeling firms. As his bills pile up, Albuquerque is one of the thousands of Brazilians who are indebted, a number that, according to officials, continues to grow in Brazil.

“The year 2019 has been frustrating the expectations that there would be a consolidation in the process of economic recovery with positive reflection in the daily lives of consumers. Although interest rates are lower and inflation is . . .

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