IBOV 171,324.31 ▼ 0.43% IPC MEX 71,811.20 ▼ 0.27% MERVAL 2,848,945 — — USD/BRL5.65▲ 0.14% USD/MXN18.54▼ 0.32% USD/CLP998.76▲ 0.33% USD/COP3,306▲ 0.82% USD/PEN3.41▲ 0.07% USD/ARS1,545▲ 0.03% USD/UYU40.52▲ 2.14% USD/PYG6,185▲ 3.33% USD/BOB11.60▼ 0.28% USD/DOP60.61▲ 1.88% USD/CRC445.25▲ 0.47% USD/GTQ7.65▲ 2.13% USD/HNL26.90▲ 2.13% USD/NIO36.62▲ 1.57% USD/VES909.35▼ 0.13% USD/PAB1.00— 0.00% USD/BZD2.00— 0.00% USD/JMD157.09▲ 1.00% USD/TTD6.71▲ 1.04% EUR/BRL6.24▲ 0.88% BRENT 95.93 ▲ 0.11% WTI 88.44 ▼ 0.34% IRON ORE 161.91 — — COPPER 6.15 ▼ 0.57% GOLD 3,893 ▲ 0.21% SILVER 49.81 ▼ 0.32% SOY 1,236 ▲ 0.69% CORN 447.50 ▲ 1.13% WHEAT 595.25 ▲ 1.88% COFFEE 274.65 ▼ 1.98% SUGAR 18.29 ▲ 0.38% ORANGE JUICE 140.60 ▼ 0.25% COTTON 78.95 ▲ 0.36% COCOA 5,248 ▲ 3.59% BEEF 218.98 — 0.00% CATTLE 335.85 ▲ 0.97% LITHIUM 59.43 ▼ 2.69% PETR4 44.70 ▲ 2.64% VALE3 63.95 ▼ 0.75% ITUB4 41.68 ▼ 0.10% BBDC4 14.32 ▼ 0.07% ABEV3 15.75 ▼ 0.63% BBAS3 15.48 ▼ 8.35% B3SA3 14.76 ▼ 0.27% WEGE3 51.65 ▲ 0.08% PRIO3 63.30 ▲ 2.98% SUZB3 56.04 ▲ 4.16% RENT3 29.58 ▼ 2.18% AZZA3 16.90 ▲ 9.95% CSAN3 2.85 ▼ 5.94% RAIZ4 20.00 ▼ 6.67% PCAR3 2.39 ▼ 5.91% GMAT3 3.84 ▼ 5.88% PSSA3 45.94 ▼ 0.09% CVCB3 0.84 ▼ 2.33% POSI3 3.37 ▲ 1.51% SLCE3 18.36 ▲ 7.68% NATU3 5.33 ▼ 5.16% BRKM5 3.07 ▲ 5.14% RANI3 8.18 ▼ 2.50% CSNA3 4.23 ▼ 6.42% IBOV 171,324.31 ▼ 0.43% IPC MEX 71,811.20 ▼ 0.27% MERVAL 2,848,945 — — USD/BRL 5.65 ▲ 0.07% USD/MXN 18.58 ▼ 0.12% USD/CLP 998.45 ▲ 0.30% USD/COP 3,307 ▲ 0.84% USD/PEN 3.41 ▲ 0.19% USD/ARS 1,545 ▼ 0.02% USD/UYU 40.52 ▲ 2.14% USD/PYG 6,185 ▲ 2.16% USD/BOB 11.60 ▼ 0.28% USD/DOP 60.60 ▲ 1.86% USD/CRC 445.25 ▲ 0.47% USD/GTQ 7.65 ▲ 2.13% USD/HNL 26.90 ▲ 2.13% USD/NIO 36.62 ▲ 1.57% USD/VES 909.35 ▼ 0.13% USD/PAB 1.00 — 0.00% USD/BZD 2.00 — 0.00% USD/JMD 157.09 ▲ 1.00% USD/TTD 6.71 ▲ 1.04% EUR/BRL 6.25 ▲ 0.93% BRENT 95.93 ▲ 0.11% WTI 88.44 ▼ 0.34% IRON ORE 161.91 — — COPPER 6.15 ▼ 0.57% GOLD 3,893 ▲ 0.21% SILVER 49.81 ▼ 0.32% SOY 1,236 ▲ 0.69% CORN 447.50 ▲ 1.13% WHEAT 595.25 ▲ 1.88% COFFEE 274.65 ▼ 1.98% SUGAR 18.29 ▲ 0.38% ORANGE JUICE 140.60 ▼ 0.25% COTTON 78.95 ▲ 0.36% COCOA 5,248 ▲ 3.59% BEEF 218.98 — 0.00% CATTLE 335.85 ▲ 0.97% LITHIUM 59.43 ▼ 2.69% PETR4 44.70 ▲ 2.64% VALE3 63.95 ▼ 0.75% ITUB4 41.68 ▼ 0.10% BBDC4 14.32 ▼ 0.07% ABEV3 15.75 ▼ 0.63% BBAS3 15.48 ▼ 8.35% B3SA3 14.76 ▼ 0.27% WEGE3 51.65 ▲ 0.08% PRIO3 63.30 ▲ 2.98% SUZB3 56.04 ▲ 4.16% RENT3 29.58 ▼ 2.18% AZZA3 16.90 ▲ 9.95% CSAN3 2.85 ▼ 5.94% RAIZ4 20.00 ▼ 6.67% PCAR3 2.39 ▼ 5.91% GMAT3 3.84 ▼ 5.88% PSSA3 45.94 ▼ 0.09% CVCB3 0.84 ▼ 2.33% POSI3 3.37 ▲ 1.51% SLCE3 18.36 ▲ 7.68% NATU3 5.33 ▼ 5.16% BRKM5 3.07 ▲ 5.14% RANI3 8.18 ▼ 2.50% CSNA3 4.23 ▼ 6.42%
since 2009
Friday, November 13, 2026

Brazil Business - Brazil

Four Companies Disrupting the Brazilian Insurance Market

By · · 3 min read

RIO DE JANEIRO, BRAZIL – Digital transformation and the rise of emerging technologies are making organizations adapt to survive. The insurance market is no exception, thanks to the pace of innovation. Customers have greater demands in today´s world.

The insurance market in Brazil is complicated and very unfriendly. This article list four Brazilian InsurTech companies disrupting the ecosystem.

Digital transformation and the rise of emerging technologies are making organizations adapt to survive. The insurance market is no exception, thanks to the pace of innovation. Customers have greater demands in today´s world.
Digital transformation and the rise of emerging technologies are making organizations adapt to survive. The insurance market is no exception, thanks to the pace of innovation.
RT
Ask Rio Times
Latin American markets, currencies and companies.
Open the full Ask Rio Times →

Youse Seguros

Launched in 2015, Youse is a 100% digital insurance platform, with the proposal of making available the sale of 100% insurance online, without the use of intermediaries and through its app. It is a registered brand and an online insurance sales platform of Caixa Seguradora: a company that takes care of the lives and assets of more than 10 million people in Brazil, registered with SUSEP under case number 5631.

The firm offers personalized insurance policies in a matter of minutes through website or mobile, 24 hours a day, 7 days a week. The brand carries continuous innovation in its DNA to offer protection and well-being to its customers with technological and simple solutions. Besides offering car, home and life insurance 100% online.

Azul Seguros

The Brazilian firm Azul Companhia de Seguros Gerais (Azul Seguros) was created in 2004 by Porto Seguro S.A. after acquiring the Brazilian unit of Axa Seguros. The firm offers its customers and business partners simple solutions, with competitive prices, while maintaining the quality of services and assistance.

The insurance company is specialized in the automobile segment and aims to promote insurance inclusion by attracting new consumers, mainly through its Azul Auto Leve and Azul Auto Roubo products.

Minuto Seguros

Established since 1993, Minuto is among the largest auto insurance broker in the country and the largest in the online segment. Insurance brokers mediate the relationship between policyholders and insurers, providing advice so that everything present in the contract is fulfilled.

The firm offers a broad selection of insurance products, including car, home, travel, life, dental, health, rent, electronics, school, pension, engineering risks, and more. Its platform backs individuals and businesses to find and purchase policies online through a user-friendly website that assist in searching for personalized quotes free of charge, enabling clients to get the freedom of research and choice backed by insurance consultants who guarantee to fulfill the personal interests.

Liberty Seguros

The Liberty Brasil Group, a member of the Liberty Mutual Group, one of the largest global conglomerates in the insurance sector, is focused on offering the best experience for its customers and policyholders. Liberty Seguros has been operating in the Brazilian market since 1996. It is part of Liberty Mutual, founded in 1912 in Boston, in the United States. In Brazil, the company has more than 1.5 million policyholders in the segments for individuals and companies.

This article was produced by The Rio Times’ automated AI newsroom. Editorial responsibility: Matthias Camenzind, Publisher and Editor-in-Chief. The Rio Times also runs Ask Rio Times, which answers from 100,000+ of our own articles, the daily Latin America Power Map, and prediction-market odds on elections and markets.. How we use AI · Report an error

The Rio Times · Power Map
See who really holds power in Latin America
Click to open the Power Map →

Brazil runoff date: Sunday, October 25, poll closing times and when results start · Brazil runoff polls: Flávio 51%, Lula 49% · Kalshi and Polymarket odds

Rotate for Best Experience

This report is optimized for landscape viewing. Rotate your phone for the full experience.