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RIO DE JANEIRO, BRAZIL - A survey by SPC Brazil shows that 47 percent of people in the so-called Generation Z, who are now between the ages of 18 and 25, have no control over their spending.

SPC Brasil is a technology company linked to the National Confederation of Store Managers (CNDL) that processes and stores all credit operations carried out by companies in the country.

The reasons behind the lack of financial control range from not knowing how to do it (19 percent) to laziness (18 percent), lack of habit or discipline (18 percent) and not having any income . . .

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