Opinion, by Sam Flowers

RIO DE JANEIRO, BRAZIL - One thing foreigners rarely anticipate when they first come to Brazil is the difficulty in opening a bank account. They assume they will find the same ease of access and quality of services that exists in their home country. The fact that some international banks such as HSBC and Citibank have a strong presence here further supports this myth.

The reality is disappointing since getting a bank account in Brazilis difficult and . . .

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