By Ben Tavener, Senior Contributing Reporter

SÃO PAULO, BRAZIL – With Christmas less than two weeks away and extra cash in shoppers’ pockets thanks to the government-mandated thirteenth salary, Brazilians have been hitting the stores and spending record sums. Yet given the highest-ever levels of personal debt that Brazilians are carrying, consumer advice groups have been warning shoppers to plan ahead and spend only what . . .

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