By Rob Sawers, Contributing Reporter
RIO DE JANEIRO, BRAZIL – Anyone who has made the transition from 'temporado' to resident by signing a long-term rental lease in Brazil knows that finding the right apartment is just the first step in settling into a new home. Perhaps the biggest roadblock for foreigners, beyond negotiating an affordable apartment in Rio's sky-high real estate market is an additional line item on the budget called the 'seguro fiança' - or insurance deposit . . .